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TERMS OF USE + PRIVACY POLICY 
1. Introduction

This page explains the Terms of Use and Privacy Policy for Almskn.sa (“Platform”, “we”, “us”).
By accessing or using the Platform, you agree to these terms. If you do not agree, please do not use the Platform.

A) TERMS OF USE

2. Our Role (Platform Scope)

Almskn.sa is a digital platform that connects users with:

  • property owners and developers,
  • licensed brokers/agents (where applicable),
  • banks and mortgage providers,
  • property service providers.

Almskn.sa is not a real estate owner or the direct seller of properties unless clearly stated. And We do not provide legal, tax, or financial advice.

3. Eligibility & User Responsibility

By using the Platform, you confirm that:

  • you are legally able to use online services and provide your information,
  • you provide accurate, truthful details,
  • you are responsible for verifying any property, project, service, or offer before making decisions.
4. Projects, Listings & Verification
  • We may display projects, listings, partners, or services that are verified or pre-screened based on available information.
  • Verification does not guarantee investment performance, pricing, availability, or suitability.
  • Any yields, returns, or timelines shown are indicative only and may change.
5. Mortgage Calculator & Financing
  • Mortgage calculations are estimates and for guidance only.
  • Final terms, interest rates, approvals, and requirements are determined by partner banks.
  • We are not responsible for bank decisions, delays, rejections, or changes in offers.
6. Services (“Hire Us”) & Third Parties

Some services may be delivered by third-party partners.
We may assist in coordination, but service quality, scheduling, and warranties depend on the provider’s terms unless otherwise stated.

7. Fees & Payments

  • Some features may be free; others may include paid services (e.g., premium promotion or specialized services).
  • Fees (if any) are explained before you proceed.
  • We do not allow hidden fees.
8. Prohibited Use

You agree not to:

  • provide false information,
  • misuse the Platform, forms, or communication channels,
  • attempt unauthorized access or harm Platform security,
  • post or submit unlawful content.
9. Intellectual Property

All content, branding, design, and materials on Almskn.sa belong to us or our licensors.
You may not copy, reuse, republish, or distribute without written approval.

10. Disclaimers & Limitation of Liability

Almskn.sa is not liable for:

  • investment or financial losses,
  • third-party errors or inaccurate information,
  • delays or failures by external providers (banks, developers, brokers, service providers),
  • decisions made based on Platform content.

Your use of the Platform is at your own risk.

11. Updates to Terms

We may update this page from time to time.
Continued use means you accept the latest version.

12. Governing Law

These terms are governed by the laws of the Kingdom of Saudi Arabia.

B) PRIVACY POLICY

13. What Data We Collect

We collect information you provide through forms and communication channels, such as:

  • Name
  • Phone number (KSA valid number)
  • City / District
  • Preferences (buy/rent/invest, budget range, property type)
  • Residency status (Saudi / Non-Saudi) for mortgage-related requests
  • REDF beneficiary status (Yes/No) where applicable
  • Contact preference (Call / WhatsApp / Email)
  • Messages you submit

We may also collect basic technical data like device/browser and usage analytics to improve the Platform.

14. Why We Use Your Data

We use your information to:

  • respond to your requests and contact you,
  • match you with relevant projects, properties, or services,
  • share your details with verified partners only when needed to fulfill your request (e.g., banks for mortgage, developers/brokers for matching, service providers for hire-us),
  • improve our services and customer support,
  • comply with legal obligations.
15. Partner Sharing (Important)

When you submit a form, you agree that we may share your submitted details with verified partners relevant to your request, such as:

  • banks (mortgage requests),
  • developers / brokers (property matching or project interest),
  • service providers (hire-us services),
  • internal specialists for listing support.

We do not sell your personal data.

16. Communication & Marketing

We contact you to fulfill your request through the channels you select (Call/WhatsApp/Email).
If we send promotional content, you can opt out at any time by requesting unsubscribing.

17. Data Retention

We keep your data only as long as needed to:

  • process requests,
  • provide services,
  • meet legal and regulatory requirements.
18. Data Security

We use reasonable administrative and technical measures to protect personal data.
No system is 100% secure, but we work to minimize risks.

19. Your Rights

You may request to:

  • access or update your data,
  • correct inaccurate data,
  • request deletion where applicable,
  • withdraw consent for communications.

Contact: info@almskn.sa

20. Cookies & Analytics (Optional Section)

We may use cookies/analytics tools to understand usage and improve user experience.
You can manage cookies in your browser settings.

21. Contact

Email: info@almskn.sa
Support channels: Call | WhatsApp | Email